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Actual Cash Value (ACV)
The value of your property, based on the current cost to replace it minus depreciation.
Common law
Law which derives its authority solely from usage and customs of immemorial antiquity or from the judgments and decrees of courts. also called "case law."
Elderly & Older Drivers
Drivers typically 65 or 70 years old, most states require renewal applicants to appear in person and to pass a vision test.
PT - Physical Therapy
the evaluation, assessment, and treatment of dysfunction caused by injuries to the soft tissue and muscles/skeleton . Treatment shall consist of therapeutic exercises, education and other modalities, such as the therapeutic use of heat, light, water, electricity, massage & more.
Aggressive Drivers (road rage)
Can be describes as: aggressive tailgating,Lights flashed at them because the other motorist was annoyed, aggressive or rude gestures,deliberate obstruction -- preventing them from moving their vehicle,verbal abuse,physical assault and other actions.
Years of Potential Life Lost (YPLL)
Calculated based on the following equation: YPLL = Fixed Age - Age at death. Usually the fixed age is 65 or 70, or the life expectancy of the group in question.
Disregarding traffic controls
Can be going through a red light or stopping at a green light, diregarding special signals in traffic.
Tort
An injury or wrong committed, with or without force, to the person or property of another, which gives rise to a claim for damages.
Cause of action
A legal claim. Certificate under penalty of perjury - A written statement, certified by the maker as being under penalty of perjury.
Omnibus hearing
A pretrial hearing normally scheduled at the same time the trial date is established. Purpose of the hearing is to ensure each party receives (or "discovers") vital information concerning the case held by the other.
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